Our insurance business started in the early 1980’s. It was a simple time, insuring automobiles, trucks, mobile homes, and churches with an occasional business as the big item. Today, things, like people, have changed. Manufactured and prefabricated homes are as popular as custom built or existing dwellings and auto purchasing has as much to do with the cost of fuel as the cost of insurance. Business and commercial risks have also changed. Many require specialized underwriting, performance bonds, labor and material bonds, cargo insurance and state filing. We started small, grew with our customers and appreciate our moderate success. Each client insured is an important part of Marshall & Associates Insurance Ltd., you have a name and of course, so does everyone in our office; we encourage being on a “first name basis” and when you call, one of our agents will answer the telephone, not an automated voice system.